Questions To Ask About Health Plan Changes

Questions To Ask About Health Plan Changes

You don’t get a pass this year on big health insurance decisions because you and your employees are not shopping in an Affordable Care Act marketplace.

Employer medical plans — where most working-age folks get coverage — are changing too.

Rising costs, a looming tax on rich benefit packages and the idea that people should buy medical treatment the way they shop for cell phones have increased odds that workplace plans will be very different in 2015.

“If there’s any year employees should pay attention to their annual enrollment material, this is probably the year,” said Brian Marcotte, CEO of the National Business Group on Health, which represents large employers.

In other words, nobody should blow off the human resources seminars. Ask these questions.

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